Jay Gray

August 20, 2020

Are you confused by all the health insurance options out there? Do you feel like you’re paying too much for your health insurance? If so, we’re here to help!

Collectively, the United States spends $3.6 trillion on health care per year. Individuals and families often struggle to find good deals on health insurance, and choosing the wrong plan could leave people stuck with a limited network or high out-of-pocket expenses.
At Barstow  Just Us Insurance Services,
we aim to make health insurance simple and affordable.

Individual and Family Health Insurance for Everyone

We have a variety of health insurance options, including:

  • Private plans
  • Short term health insurance
  • Travel insurance
  • PPO, HMO and EPO
  • Health insurance for those with pre-existing conditions
  • Various networks and providers

Health Insurance for Pre-Existing Conditions

Many people with pre-existing health conditions are over-paying for their insurance because they fear they won’t be able to get a good rate if they change provider. This isn’t always the case. Call us today to discuss your options. We can help you get a good deal on insurance even if you have an existing health condition.

Stay With Your Chosen Specialist or Provider

If you have a specialist or a doctor that you want to stay with, just let us know. We work with many companies and networks and can help you find an affordable policy that will allow you to stay with the specialists that you are already seeing. This gives you continuity of care and peace of mind, while saving you money on your monthly bills.

Could You Qualify for a Tax Subsidy

The Affordable Care Act introduced a number of tax subsidies for health insurance intended to help low and moderate-income families cover the costs of their insurance. Many eligible families are missing out on these subsidies because they do not realize they qualify. Don’t miss out on this government financial support. Call us today to learn more about these little-known subsidies.

Missed Your Open Enrollment Period?

The open enrollment windows for Medicare are the best time to sign up. If you’ve missed that window, though, don’t panic! There are several Qualifying Life Events that allow you to join a plan under a Special Enrollment Period. If you have had a significant change in your circumstances you may qualify to enroll on a new Medicare plan. Qualifying life events include:

  • Aging out of your parent’s plan
  • Marriage or divorce
  • Having a child or adopting a child
  • A death in the family
  • Moving to a new ZIP code or state

There’s no need to over-pay for health insurance. The team at
Barstow Just Us Insurance Services are here to help you understand your insurance options so that you can get the best deal for yourself and your family. Contact us today for a no-obligation health insurance consultation.